Free
GST-Compliant Invoicing
Unlimited invoices with auto-calculated CGST, SGST, IGST and HSN/SAC codes. B2B, B2C, export, reverse charge — all supported.
Features
Everything your business needs — built in
From GST invoicing and return filing to AI-powered bill scanning and real-time reports — RamFlow is the only tool Indian SMBs need to run their finances.
All your finance tools in one place
Free
GST Filing (GSTR-1 & 3B)
Auto-generated return summaries from your invoices and purchases. Export GSTR-1 JSON for direct portal upload.
Free
AI Assistant
AI-powered invoice suggestions, GST category auto-detection, and smart expense categorisation. 5 queries/day free.
Free
OCR Bill Scanner
Snap a photo of any bill. AI extracts vendor, amount, GST and line items automatically. 20 scans/month free.
Growth+
WhatsApp Invoice Sharing
Send invoices directly to customers on WhatsApp with one click. No extra app needed — works from any device.
Growth+
E-Invoicing & E-Way Bills
Prepare IRP-schema e-invoice data with validation and a sandbox preview, and maintain e-way bill records — live NIC/IRP filing on the roadmap.
Growth+
TDS Management
Track TDS deductions, generate Form 16A, and manage TDS deposits. Full 26Q/27Q support for Indian compliance.
Free
Bank Reconciliation
Match bank transactions with your books automatically. Bank rules engine categorises recurring transactions.
Free
Inventory & Stock Management
Track stock movements, set low-stock alerts, and manage weighted-average costing across multiple products.
Pro+
HR & Payroll
Manage employees, attendance, leave requests, and monthly payroll with PF, ESI and TDS calculations for India.
Free
Financial Reports
P&L, Balance Sheet, Cash Flow, Trial Balance, Day Book, ledger and aging reports and more. Real-time data, export to PDF/CSV.
Growth+
Budget Tracking
Set budgets per account or category, track actuals vs budget with variance analysis.
Free
Multi-User & Roles
Invite team members with granular permissions — Owner, Admin, Member. Up to 2 users free.
Free
Client Portal & Online Payments
Customers view invoices, download PDFs and pay via Razorpay/UPI — no login required. Branded portal.
Free
Security & Audit Trail
TLS encryption, per-business data isolation, role-based access, 2FA support, and complete audit logging.
Pro+
Automation & Webhooks
Recurring invoices, payment reminders, bank rules auto-categorisation, and webhook integrations for 8 event types.
Free
Complete Document Suite
Quotations, proforma invoices, credit notes, delivery challans and purchase orders — convert any document to an invoice in one click.
Growth+
Double-Entry Accounting
Real journal entries, chart of accounts, general ledger and day book — proper books that tie out to every invoice, payment and expense.
Pro+
Projects & Time Tracking
Track billable hours per project with a built-in timer, then convert logged time straight into a GST invoice.
Pro+
Expense Claims & Approvals
Employees submit expense claims with receipts; owners approve and the cost posts to the ledger automatically.
Pro+
Multi-Currency
Invoice international clients in USD, EUR, GBP, AED and more with per-currency exchange rates against INR.
Free
MSME / Udyam Centre
Store your Udyam profile, track MSMED Act §16 interest on overdue receivables, and surface relevant government schemes.
Free
Refer & Earn
Share your referral link and both you and your referral get ₹100 account credit — applied automatically at checkout.
Growth+
Custom Fields & Data Export
Add your own fields to customers, products and invoices, and export everything to CSV/JSON anytime — your data stays yours.
Ready to simplify your billing?
Start using RamFlow for free — no credit card required.